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Perfect Waves

Loans That We Offer

A1 experience included for all our purchase loans for primary residence, second home, or investment property.

Conventional

Flexible financing with competitive rates and options for both first-time and experienced homebuyers.

VA

Exclusive financing for eligible veterans, active-duty service members, and qualifying spouses, often with no down payment required.

MANUFACTURED HOME

Financing options designed specifically for eligible manufactured homes, whether you're purchasing a new or existing home.

Airbnb & Short Term Rentals

Flexible loan options for investors purchasing or refinancing properties intended for Airbnb, vacation, or other short-term rentals.

FHA

Government-backed financing featuring low down payment options and more flexible credit requirements.

USDA

Affordable financing for eligible homes in rural and suburban areas, with the possibility of 100% financing.

 

DSCR INVESTMENT

Investment property financing that can qualify based primarily on the property's rental income rather than your personal income.

And More!

Every borrower is different. We offer additional loan programs and creative financing options to help find the right mortgage for your situation.

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